What First Time Home Buyer Programs Are There In The Medford, Ashland Area?

What MI first time home buyer programs Are There In The Medford, Ashland Area? There are multiple programs available to first time home buyers and each have their own unique advantages and differences. Sometimes a down payment of 20% cannot be obtained and people lose hope or get frustrated. However, there are a lot of loans out there without a large down, or even zero down. I will list just a few of the different ones available: